Andrew Charles Consulting.

Fiercely independent property finance specialists.

Authorised and regulated by the Financial Conduct Authority.

We listen.

We offer sometimes surprising advice.

ACC makes the big picture dynamics clear before delving into details.

Matthew Porter

More than a transaction.

You get a consultancy relationship.

It’s not just a mortgage but a path to something so much more …a life that you can have.

Geoff Segal

We often create solutions you won’t find on any web search.

They are problem solvers and have a can-do attitude where other advisors would give up.

Karim Brohi

We manage the application process, spotting issues before they become problems.

Most of the tedious form filling is done for you - you just confirm or adjust minor details.

Adam Jessup

You will know what’s going on - and it’s up to you how much detail you want.

A group of likeable people in a sea of grey-suited mortgage advisors.

Sarim Khan

The team’s reluctance to play by other people’s rules (except the FCA’s) makes them interesting to talk to.

Eoin Cannon

Get in touch

Andrew Hopper managing director

Andrew started working in financial services in 1995 having previously been a soldier and an adventure travel guide. In 2003 he left St James's Place plc (previously J Rothschild Assurance) having been instrumental in setting up several successful brokerages. Andrew Charles Consulting was founded on the strong personal desire for real independence for both his clients and the team, while incorporating the professionalism and expertise of the large corporations. Andrew has advised on over a billion pounds of UK property transactions and built a discreet, bespoke service offering fiercely independent advice.

about Andrew

Chris Dancer

Chris’s mortgage expertise dates back to 2002, during which time he has worked with a huge diversity of clients, often dealing with property portfolios and clients needing specialist and complex finance solutions.

about Chris

Richard Murray

Richard has worked within the property sector over the last 20 years, gaining a deep understanding of the industry as a result. He specialises in Residential and Buy-to-let mortgage finance.

about Richard

Lisa Jamal

A former marketeer at The Economist, Lisa supports clients through the mortgage & insurance administration process, providing back office support to the team, with a clear focus on our client-first approach and commitment to delivering a quality service.

about Lisa


52 Oxford Road

ACC Associated representatives

Andrew Charles Consulting has a number of associated firms operating under its umbrella. These firms focus on Commercial & Bridging loans, Portfolio Buy-to-lets & Second charges, as well as working with clients on more complicated Residential and Buy-to-let structures.

Wilton Property Finance

With over 25 years of experience, WPF is an independent consultancy offering research, analysis & advice on financing & re-financing property for property developers, professional Landlords, UK & overseas investors and homeowners.

Fahim Antoniades
07900 360049

Nathan Lawes
07956 102840

London Property Finance

LPF has been providing mortgage and specialist property finance advice in London since 2000. During this time, they have transacted hundreds of deals, acting for landlords, developers, and global investors.

Rahul Shah
07876 715427

Paul Agnew
07748 616530

RW Property Finance

RW Property Finance is a leading provider of mortgage funding. They specialise in obtaining mortgage finance across the residential and commercial sectors of the property market.

Nick Rees
07815 428208


We are authorised and regulated by the Financial Conduct Authority for mortgages and insurances.

We offer a service and so we charge a fee. The amount will depend upon what you want us to do. We will tell you the amount of the fee when we first speak with you.

We do not obtain any personal information from you from this web site, not even from cookies. We will explain how we will use your personal information before we collect any from you.

We will keep any information that you give us confidential and we will not share it with anyone, unless we have already explained this to you in our privacy notice.

You should be aware of the risks of passing your personal information to anyone either by hand, by post, by spoken word or through the internet. When you send us information, please contact us if you are concerned about security. You have the right to object at any time to our use of your information for direct marketing or any of our legitimate interests for processing your information. You may do this by telephone, email or in writing.

You should think carefully before securing any debts against your home, which you could lose if you do not keep up your mortgage repayments.


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