Andrew Charles Consulting.

Fiercely independent property finance specialists.

Authorised and regulated by the Financial Conduct Authority.

We listen.

We offer sometimes surprising advice.

ACC makes the big picture dynamics clear before delving into details.

Matthew Porter

More than a transaction.

You get a consultancy relationship.

It’s not just a mortgage but a path to something so much more …a life that you can have.

Geoff Segal

We often create solutions you won’t find on any web search.

They are problem solvers and have a can-do attitude where other advisors would give up.

Karim Brohi

We manage the application process, spotting issues before they become problems.

Most of the tedious form filling is done for you - you just confirm or adjust minor details.

Adam Jessup

You will know what’s going on - and it’s up to you how much detail you want.

A group of likeable people in a sea of grey-suited mortgage advisors.

Sarim Khan

The team’s reluctance to play by other people’s rules (except the FCA’s) makes them interesting to talk to.

Eoin Cannon

Get in touch

Andrew Hopper managing director

Andrew started working in financial services in 1995 having previously been a soldier and an adventure travel guide. In 2003 he left St James's Place plc (previously J Rothschild Assurance) having been instrumental in setting up several successful brokerages. Andrew Charles Consulting was founded on the strong personal desire for real independence for both his clients and the team, while incorporating the professionalism and expertise of the large corporations. Andrew has advised on over a billion pounds of UK property transactions and built a discreet, bespoke service offering fiercely independent advice.

about Andrew

Chris Dancer

Chris’s mortgage expertise dates back to 2002, during which time he has worked with a huge diversity of clients, often dealing with property portfolios and clients needing specialist and complex finance solutions.

about Chris

Fahim Antoniades

Fahim co-founded one of the most successful brokerages at J Rothschild Assurance in the 1990s. Today, some of London’s largest property owners and developers form a large and loyal client base. He is multilingual and has helped many foreign nationals raise finance for prime London property investments.

about Fahim

Nathan Lawes

Nathan has worked within the Financial Service Industry since 2003. In that time he has acquired a wealth of knowledge in Mortgages and Protection and now specialises in Life & Critical Illness Insurance, Family/Mortgage and Debt Protection, Buildings/Contents and Landlord Insurance. He provides a professional client centred service, identifying and advising the appropriate cover to meet their needs.

about Nathan

Lisa Jamal

A former marketeer at The Economist, Lisa supports clients through the mortgage & insurance administration process, providing back office support to the team, with a clear focus on our client-first approach and commitment to delivering a quality service.

about Lisa


52 Oxford Road


We are authorised and regulated by the Financial Conduct Authority for mortgages and insurances.

We offer a service and so we charge a fee. The amount will depend upon what you want us to do. We will tell you the amount of the fee when we first speak with you.

We do not obtain any personal information from you from this web site, not even from cookies. We will explain how we will use your personal information before we collect any from you.

We will keep any information that you give us confidential and we will not share it with anyone, unless we have already explained this to you in our privacy notice.

You should be aware of the risks of passing your personal information to anyone either by hand, by post, by spoken word or through the internet. When you send us information, please contact us if you are concerned about security. You have the right to object at any time to our use of your information for direct marketing or any of our legitimate interests for processing your information. You may do this by telephone, email or in writing.

You should think carefully before securing any debts against your home, which you could lose if you do not keep up your mortgage repayments.


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